PERSONAL FINANCIAL SERVICES
Your Check.
Instant Cash.
No Bank Needed.
Everything you need to manage your money — without a bank account, without holds, and without the long lines. Walk in, get served, walk out with cash.
No Bank Account Required
No Hold Periods
Open Sundays at Spring Valley
PERSONAL CHECK CASHING
Cash Your Check.
Walk Out With Money.
David's Money Centers cashes virtually every type of check. Payroll, government, tax refunds, insurance, and more — walk in with your check and valid ID, walk out with cash. No bank account, no holds, no waiting days for funds to clear.
Fee Schedule
Government Checks — Social Security, Unemployment, Tax Refunds, VA Benefits, State Assistance
1.5%All Other Consumer Checks — Payroll, Personal, Insurance, Settlement, Union
2.2% or $1Types of Checks We Cash
Payroll Checks
Cash your employer payroll check immediately. Get paid today — no waiting for bank clearing periods or direct deposit delays.
Government Checks
Social Security, unemployment, VA benefits, Medicare, state assistance, and all federal and state agency checks.
Tax Refund Checks
IRS federal and state tax refund checks cashed same day. No waiting for your bank to make funds available.
Insurance Checks
Auto, home, health, and life insurance settlement and claim checks processed quickly and professionally.
Settlement Checks
Legal disbursements and personal settlement checks cashed. Call ahead for larger amounts so we can prepare.
Union & Retirement Checks
Union benefit and pension checks cashed promptly. Serving Rockland County's working community since 1995.
Out-of-State Checks
Out-of-state employer payroll checks accepted. Additional verification may be required for unfamiliar issuers.
Western Union Money Transfer
Send Money Anywhere
in the World.
David's Money Centers of Rockland is an authorized Western Union agent at all four locations. Send money to family, friends, or anyone worldwide — quickly, securely, and at competitive rates. Pay with cash or use your debit card — debit card transfers have no tax charge.
How to Send Money
Visit Any Location
Walk in — no appointment needed.
Provide Details
Recipient name, country, amount. Bring your valid photo ID.
Pay Cash or Debit
No tax charge when paying with debit card.
Transfer Complete
Share MTCN tracking number. Funds available within minutes.
Top Countries We Serve
🇭🇹 Haiti
🇬🇹 Guatemala
🇵🇭 Philippines
🇮🇳 India
🇨🇷 Costa Rica
🇲🇽 Mexico
🇩🇴 Dominican Rep.
🌐 200+ More
Valid government-issued photo ID required for all transfers
Pay in cash or by debit card — debit card transfers carry no tax charge
Recipient can collect cash at any Western Union location worldwide
Real-time tracking with a unique MTCN tracking number
Spanish speaking at all locations. Many of our employees can get by in Creole.
CHECKFREEPAY & WESTERN UNION QUICK COLLECT
Pay Any Bill.
In Cash. In Person.
No bank account, no online access, no problem. Pay virtually any bill in person at any David's Money Centers location. We process payments through CheckFreePay and Western Union Quick Collect — trusted networks that serve thousands of major billers nationwide.
Bills We Can Pay
Electric & Gas
Cable & Internet
Wireless / Cell
Credit Cards
Water & Sewer
Auto Payments
Rent Payments
Satellite TV
Mortgage
Insurance Bills
Student Loans
And Many More
How It Works
Bring Your Bill
Paper bill or account number from your phone.
Pay in Cash
Hand us the payment plus processing fee.
Get Your Receipt
Printed confirmation given immediately.
Payment Sent
Most billers credited in 1–3 business days.
Bring your account number or a recent bill statement
Same-day payment available for select billers via Western Union Quick Collect
Printed receipt provided for every transaction
No bank account or online access required
PREPAID DEBIT CARDS
Your Money. Your Card.
No Bank Required.
David's Money Centers offers prepaid debit cards — a powerful banking alternative for anyone who prefers to manage their finances without a traditional bank account. Shop online, pay bills, and receive your paycheck or government benefits by direct deposit.
What You Can Do With Your Card
Shop Anywhere
Shop online, in-store, gas stations, groceries.
Direct Deposit
Get your paycheck or government benefits deposited directly — often days sooner than a paper check.
Mobile Access
Check balance, view transactions, and manage your account from your phone anytime.
ATM Access
Withdraw cash at ATMs nationwide.
No Credit Check
No credit check, no bank approval needed. Available to everyone in our community.
Valid photo ID required to activate your card
Load your card with cash at any David's Money Centers location
Card fees and terms disclosed at time of purchase
Co-branded David's merchandise available in store
MORE IN-STORE SERVICES
Additional Personal Services
David's Money Centers is more than a check casher. We offer a full range of convenient in-store services — all under one roof.
Coins to Cash
Bring in your jar of coins and walk out with cash. Automated self-service coin counting available at Nanuet, Spring Valley, and West Haverstraw.
15% Fee · Select Locations
Foreign Currency Exchange
Exchange foreign currency at competitive rates. Through CXI, we buy and sell foreign currencies from around the world. Whether you need U.S. dollars converted into a foreign currency or foreign currency converted into U.S. dollars, we can do it quickly, securely, and at rates that are better than local banks and much better than airport exchange rates. Available at all locations.
All 4 Locations
Amazon Hub Pickup
Pick up your Amazon packages at Spring Valley and West Haverstraw. Convenient, secure, and hassle-free.
Spring Valley · West Haverstraw
Lottery Tickets
New York State lottery tickets and instant win scratch-off games available at Spring Valley, Nyack, and West Haverstraw.
3 Locations
Copy & Stamps
Photocopying and postage stamps. Available at select locations.
Select Locations
ATM Services
On-site ATM for quick cash access. Available at all locations.
All Locations
WHY CHOOSE DAVID'S
Your Bank Isn't Always
Working For You.
The Bank Problem
Check deposited — funds held 3 to 5 business days
Bank closes at 4 PM — you get off work at 5
No bank account means no service, no exceptions
Long lines on payday with no guaranteed same-day cash
Closed Sundays when you need them most
Staff who don't speak your language
Instant Cash — No Holds
Walk in with your check, walk out with cash. No hold periods, ever.
Open Until 8 PM Weekdays
We're here after your shift ends — Mon through Fri until 8:00 PM.
No Bank Account Required
Everyone is welcome. No account, no problem. Walk in and get served.
Open Sundays at Spring Valley
Spring Valley open every Sunday 9 AM–5 PM.
English, Spanish & Haitian Creole
We serve our whole community — in the language you're most comfortable with.
Rated 4+ Stars on Google
Thousands of Rockland County residents trust David's. See our reviews.
READY WHEN YOU ARE
Get Your Cash Today.
No Appointment. No Wait.
Walk into any of our 4 Rockland County locations. Open Sundays at Spring Valley Only.
No bank account needed
No holds on your cash
Open late weekdays
Open Sunday at Spring Valley (Only)